Posted on 7/10/2024 by Jessie Jacob

Top 8 Reasons Why You Should Purchase Travel Insurance

Life can be unpredictable.

You never know what inclement weather might be on the horizon, the obstacles you might face on your way here, or if someone in your party has a medical emergency while you're here. Don't let these circumstances ruin the fun vacation you have been planning for, there's a better option! When booking through Island Realty, for 6.95% of the total cost of your trip, you can purchase Red Sky Travel Insurance. This could protect your investment from all of these variables and more!

To learn more about Travel Insurance or to add to your vacation, call (866) 395-4923 or email one of Island Realty's knowledgeable vacation planners at

Support in a Medical Emergency

Whether you cut your foot on the pier or broke your arm trying to show off on a bike, the medical bills can stack up quickly from a small mistake. By adding trip insurance to your vacation, you will have $25,000 of protection to cover accidents or sickness during your trip.

Dental Emergencies

Picture this: you, your spouse, and your young children and are staying in a beautiful vacation rental with a private pool. You want to prove to your kids that you're still young and attempt to flip into the pool only, to find your face hit the side of the pool! Nothing like a painful chipped tooth to ruin a vacation and your mood. Red Sky will cover $1,000 in emergency dental treatment, so get you back to having fun in no time!

Sickness, Injury, or Death of You, a Family Member, or Traveling Companion

If you are traveling with your family or a group of people, travel insurance is a must! It will protect everyone on the trip, not just the reservation holder! If anyone gets sick, injured, or emergency situations occur that cause you to leave early, the medical costs or cancellation costs are covered.

A Named Hurricane or Other Natural Disaster

Every year from June – November, the Atlantic coast is subject to hurricane season. Charleston, being a coastal city, is susceptible to the risks of the strong tropical storms and hurricanes that travel through this region. In past years, this has led to hundreds of guests being unable to travel during their vacation. What Mother Nature does is completely out of everyone's control, but travel insurance protects you from losing your money due to these destructive weather events.

Reclaim Your Cancellation and Rescheduled Flight Costs

If difficult weather or some other unexpected circumstance causes your flight to be canceled or rescheduled, Red Sky will help you get your money back. The cost of trip cancellations, delayed arrival, and missed connections are all covered under the policy's benefits.

Replacement of Stolen or Lost Luggage

Did you find yourself staring at the baggage conveyor belt with your bags nowhere to be found? This is another reason to purchase travel insurance! Red Sky will compensate you for lost, stolen, or delayed baggage.

​Rental Car Damage

"That deer came out of nowhere! I swear!" If you get into an accident or cause damage to a rented car during your vacation, there's no need to stress. Travel insurance understands that things happen, and will cover up to $25,000 worth of damage to a rental car.

Peace of Mind

You worked hard to be able to go on vacation, and there is no reason for unexpected circumstances to ruin it. Travel insurance provides you the peace of mind that you, your travel companions, and your belongings are protected from the unpredictable parts of life. For only a small fee, you can ensure that your vacation will go smoothly no matter what life brings.

We strongly recommend that all of our guests purchase Travel Insurance for their stay--no matter season they're traveling in. If you have questions or would like to add this to your stay, please give us a call and we'll be happy to help!

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